Man, I hate banks. Used my card several times yesterday, for small purchases- as far as I know, all cleared. However, I tried at two different online merchants today and both times my card was denied. It's not for lack of funds, either.

Well, seems most banks tell you that when you deposit a check (usally w/in 1-6 months of opening an account), they put a hold on it for up to 5 business days. You're allowed $100 of that up front. To use the rest of your money, you have to write checks for everything. I HATE THAT. I called today to find out why the hell our account was negative over $200, and the lady said that the rest of the deposit won't be released until next wednesday. The check was deposited the 15th. HUH? That means the check will have been held for 7 business days (what happened to 5 days? The lady told me it's up to the bank's discretion when the check is released). Give me a f'ing break. So if we want to buy anything in the next week, we have to write a check. ARGH.

SO irritating.